2018 FHA Loan Requirements, Guidelines and More

Welcome to FHAhandbook.com. This website is a central repository for FHA loan guidelines and requirements for 2018. It is updated on a weekly basis to bring you the most current information available on this popular loan program.

Now Available: New Loan Limits for 2018

At the end of 2017, HUD announced that it would be increasing FHA loan limits for most counties across the U.S. In 2018, the maximum mortgage size will range from $294,515 to $679,650 depending on the location. These revised loan limits are available on HUD.gov, and you'll find an overview right here on our website.

FHA Loan Requirements, Guidelines, Policies and More

This website explains the minimum FHA loan requirements for 2018. We offer the most current information available, and that's important because the Department of Housing and Urban Development (HUD) changes this program on a regular basis. In fact, there have been more changes to the FHA requirements and guidelines in the last two years than in the previous ten years combined.

The bottom line is that the 2018 FHA loan program will be markedly different from what it was five or ten years ago. Borrowers need to know how it's different, and what it takes to qualify under current conditions. That is the purpose of our website.

You can find the official guidelines for this program on the HUD.gov website. But they are scattered across many pages and handbooks. As a result, it can be hard to find the information you need. We created this website to address both of these issue. The information on this website is current, regularly updated, and easy to access.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are not mortgage lenders. The educational materials found on this website are not meant to replace the official FHA guidelines established by HUD. They are meant to complement those guidelines in a consumer-friendly way. To learn more about who we are, and what we're trying to accomplish, please visit the about page.