FHA Loan Information for 2022, Delivered

Welcome to FHAhandbook.com. This website offers a library of FHA loan information for 2022, all of it tailored toward home buyers and borrowers.

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Our reports and articles will help you understand how this mortgage program works and what it takes to qualify. We update our website constantly to bring you the latest FHA loan information.

FHA Loan Information in Plain English

We are not the official source for FHA loan information in 2022. You can find the official guidelines for this program on the HUD.gov website. But they are primarily written for mortgage lenders, not borrowers.

We created this website to help home buyers and borrowers understand how the FHA loan program works. Our reports and guides are written in "plain English," so that anyone can understand them. We take complicated policies and guidelines and explain them in a way that's more accessible to the layperson.

Featured Articles for Borrowers & Home Buyers

We publish new FHA loan information on a regular basis, to help our readers keep up with changes and developments. You'll find some of our most popular and useful articles below. You can also visit our FHA loan library for even more great content.

FHA forbearance explained

In some ways, the FHA home buying is process is the same as it is for borrowers using conventional or "regular" mortgages. In other ways, it's different. This in-depth tutorial walks you though the buying process in step-by-step fashion.

Read: FHA Home Buying Process Explained

Credit score effects

Did you know your credit score can affect the interest rate you receive from a mortgage lender? This is true for FHA, VA and conventional home loans alike. This article explains why lenders care so much about these three-digit numbers.

Read: How your credit score affects you

Important Notes & Disclaimers

We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are not mortgage lenders. This website is operated by independent writers, publishers and consumer advocates.

The FHA loan information found on this website is not meant to replace the official guidelines established by HUD. Rather, it is meant to complement those guidelines in a consumer-friendly way.

We make every effort to ensure the accuracy of the FHA loan information we publish. We conduct thorough research when creating new content, using the official guidelines and reports as source material. Even so, there is always a chance for unintended errors during the publishing process. For the most current and accurate FHA loan information available, you can refer to HUD Handbook 4000.1 or a HUD-approved mortgage lender.